Free Features — Everything You Need to Get Started
Spendify is completely free to download and use. With a free account, you get:
Bank account linking — Connect your bank accounts, credit cards, and other financial accounts securely through Plaid or Apple FinanceKit (iOS).
Transaction tracking — See all your transactions in one place, updated automatically as they post.
Smart categories — Transactions are automatically categorized so you can see where your money goes.
Multiple accounts — Link accounts from different banks and view everything in a single dashboard.
Debt tracking — Keep tabs on credit cards, loans, and other liabilities.
What Spendify Premium Adds
Premium takes your financial picture to the next level with powerful tools designed to help you make smarter decisions:
AI-powered insights — Get personalized analysis of your spending patterns and actionable suggestions to save more.
Advanced budgeting — Create detailed budgets with custom categories, rollover amounts, and flexible time periods.
Enhanced reporting — Dive deeper into your finances with advanced charts, trends, and breakdowns.
Priority support — Get faster responses when you need help.
We're always adding new features to Premium, so this list continues to grow over time.
How to Upgrade
You can upgrade to Premium directly within the Spendify app. Your subscription is managed through the Apple App Store (iOS) or Google Play Store (Android), so billing is handled securely by Apple or Google.
Not sure if Premium is right for you? Try it out — you can always cancel anytime and keep using the free features.